The very first question we ask people during the free initial consultation is: “What problem are you trying to solve?” Most people say they are trying to wipe out overwhelming credit card debts and / or medical debts. Maybe they are trying to dis…
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Disposable Income- Introduction When a person files bankruptcy, they are required to show the court how much money they have left over each month after paying their living expenses. This is referred to as their bankruptcy disposable income. If there…
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A Chapter 7 bankruptcy typically takes about 4 months from filing date to discharge date. Below are the steps in a typical Chapter 7 bankruptcy. Free initial phone consultation We offer a free, initial phone consultation. The free consultation gives…
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What is Included in the “Bankruptcy Estate”? “Bankruptcy estate”….sounds pretty fancy, doesn’t it? But what is it? When a person files bankruptcy, he or she must disclose all of their assets to the bankruptcy court. These assets a…
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Bankruptcy Lawyer Ventura, Oxnard, Camarillo, Thousand Oaks, Santa Paula, Fillmore How Much Will Bankruptcy Hurt My Credit? This is one of the first questions people ask in a bankruptcy consultation. But, far from being the “credit killer” people…
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We often hear from people who are having financial problems and also considering divorce. Their first question is usually, “Which should happen first? The divorce or the bankruptcy?” The best answer will depend on many factors. The most common of…
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Bankruptcy lawyer Ventura, Oxnard, Camarillo, Thousand Oaks Can I Discharge Taxes in Bankruptcy? The answer is often “yes.” The majority of the potential clients we speak to have past due taxes. Most people are surprised when we tell them they mi…
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