If you are considering filing bankruptcy, the first step is a free initial phone consultation with attorney Karen Ware.

We use the steps below to make the consultation as easy as possible.

Gather Basic Financial Information

During the initial consultation, we will ask you some questions about your finances. Please be prepared to discuss the following during your initial consultation:

• What problem are you trying to solve by filing bankruptcy?
• How much debt do you have and what kind of debt is it?
• What assets do you have and what are the approximate asset values?
• What is your total household monthly income?
• What are your total monthly household expenses?
• Have you ever filed bankruptcy before? If so, what date did you file the previous case(s)?

What Questions Does the Free Consulation Cover?

After discussing your general finances with you, we will cover the following:

1. Each step in the overall bankruptcy process,
2. Which type of bankruptcy might be most helpful for your particular situation,
3. Possible alternative strategies if you are not a good candidate for bankruptcy, and
4. An estimate of fees based on the information we discuss during the consultation.

Please note: People sometimes call us seeking very detailed and specific legal advice during the initial consultation. We are not able to give specific legal advices until (1) we fully review your situation, including detailed questionnaire responses and supporting documents and (2) you retain us as your attorney.

Schedule a Free Consultation

To complete a free consultation with Karen Ware, please use our online scheduling tool or call 805-284-0760 (Oxnard office) or 818-668-9019 (Thousand Oaks office.)