If you are considering filing bankruptcy, the first step is a free initial phone consultation with attorney Karen Ware.

We also tend to think this is the most difficult step in the whole bankruptcy process, so we want to make it as easy as possible. When you call for your free consultation, Karen will speak with you immediately. You can also schedule the initial phone consultation if that is more convenient for you.

During the initial consultation, we will ask you the following questions:

• What problem are you trying to solve by filing bankruptcy?
• How much debt do you have and what kind of debt is it?
• What kind of assets do you have?
• What is your total household monthly income?
• What are your monthly household expenses?

We will also describe the overall bankruptcy process and go over each step with you.

We will then describe our office’s three-step approach, which makes filing bankruptcy as efficient as possible.

At the end of the free consultation, we will be able to tell you if bankruptcy might be a good strategy for you. We will also advise you about possible alternative strategies.

Lastly, we will give you an estimate of fees based on the information we discussed during the consultation.

Schedule a Free Consultation

To schedule a free consultation with Karen Ware, call 805-284-0760 (Oxnard office) or 818-668-9019 (Thousand Oaks office) or use our online scheduling tool.