Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common type of bankruptcy. It is also the quickest and least expensive type of bankruptcy. Chapter 7 is a powerful strategy. It allows filers to discharge unsecured debts like credit card debts, medical debts, persona… Read More

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows individuals to reorganize their finances while under the protection of the bankruptcy automatic stay. Chapter 13 filers make full or partial repayment to their creditors, usually over a period of three to five years. Afte… Read More

Debt Lawsuits

Have you been sued by a creditor or debt buyer? Being served with a debt lawsuit is often a shocking and unpleasant experience. It’s also increasingly common. In the past, litigation was cumbersome and expensive. Creditors would only sue on substan… Read More

Garnishments and Levies

There are two ways to fight a garnishment. Option one: file exemptions to fight the garnishment in the state court that issued the judgment. Option two: file bankruptcy in federal court. If you file bankruptcy, you may be able to (1) stop the garnish… Read More


If a creditor, debt collector, or debt buyer has sued you and won a judgment, you can still take steps to protect yourself and your assets from collection. Judgments in California accumulate interest at 10% per year, and can be renewed by the judgmen… Read More

Tax Debt

Many clients think they have no options when it comes to resolving tax debts. Fortunately, that isn’t the case. You may have several options for dealing with tax debts. The possible strategies may include: Settling the debts with the Internal Reven… Read More

Life After Bankruptcy

The average person considers filing bankruptcy for years before they actually file. They take years to decide, because they are worried about the effects the bankruptcy will have on their financial life and everyday life. It’s easy to understan… Read More