The Law Offices of Karen Ware offers a free initial phone consultation with attorney Karen Ware.  During a typical day, we speak to many people about bankruptcy options.

From our experience over the years, we know that almost all consultations include common questions (often referred to as frequently asked questions or FAQs). Answering these questions as early as possible can relieve a great amount of stress for a person considering bankruptcy.

For example: People are usually very concerned about keeping their vehicles and homes when they file bankruptcy. And often people want to know if they are required to file a joint bankruptcy with their spouse, or if they can file alone.

In addition to these FAQs, there are also hot topics in bankruptcy. These subjects include both areas of bankruptcy law that are currently evolving and areas that have been affected by recent court decisions.

Our Chapter 7 and Chapter 13 Bankruptcy Blog discusses both frequently asked questions and changing areas of bankruptcy law.

Chapter 7 Bankruptcy: Wha…

Chapter 7 Bankruptcy: What are the Steps?

A Chapter 7 bankruptcy typically takes about 4 months from filing date to discharge date. Below are the steps in a typical Chapter 7 bankruptcy. Free initial phone consultation We offer a free, initial phone consultation. The free consultation gives… Read More
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Which Assets are Included…

Which Assets are Included in the “Bankruptcy Estate”?

What is Included in the “Bankruptcy Estate”? “Bankruptcy estate”….sounds pretty fancy, doesn’t it? But what is it? When a person files bankruptcy, he or she must disclose all of their assets to the bankruptcy court. These assets a… Read More
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How Does Bankruptcy Affec…

How Does Bankruptcy Affect My Credit?

Bankruptcy Lawyer Ventura, Oxnard, Camarillo, Thousand Oaks, Santa Paula, Fillmore How Much Will Bankruptcy Hurt My Credit? This is one of the first questions people ask in a bankruptcy consultation. But, far from being the “credit killer” people… Read More
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Bankruptcy and Divorce: W…

Bankruptcy and Divorce: Which Should I File First?

We often hear from people who are having financial problems and also considering divorce. Their first question is usually, “Which should happen first? The divorce or the bankruptcy?” The best answer will depend on many factors. The most common of… Read More
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Can I Discharge Taxes in…

Can I Discharge Taxes in Bankruptcy?

Bankruptcy lawyer Ventura, Oxnard, Camarillo, Thousand Oaks Can I Discharge Taxes in Bankruptcy? The answer is often “yes.” The majority of the potential clients we speak to have past due taxes. Most people are surprised when we tell them they mi… Read More
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