The first question many people ask in their free bankruptcy consultation is: "How can I pay for my bankruptcy?" This is really two questions: (1) What rules apply to paying bankruptcy fees? and (2) Where can I get the funds to pay for my bankruptcy… Read More

I filed bankruptcy a week ago. I got my paycheck today, and my wages are still being garnished. Why is this happening? This post describes the behind the scenes process for stopping a wage garnishment after a person files bankruptcy. Most importantly… Read More

Many times people have done quite a bit of online research before they call our office for a consultation. We appreciate having informed clients– but there is also a lot of inaccurate information about bankruptcy on the internet. In this post we di… Read More

I’m considering filing bankruptcy. Are there any mistakes I should avoid? People often ask this question. It’s easy to understand why. Bankruptcy is complex. And, there is a lot of misinformation about what happens to a person’s debts and asset… Read More

A creditor is garnishing my wages to pay credit card debt from 15 years ago. I thought the statute of limitations was only four years in California! Wage garnishments can seem to come out of the blue. Often the garnishment is collecting on a very old… Read More

Help! My employer just told me my wages are going to be garnished. Can I stop the garnishment? A wage garnishment is an emergency situation– no question about it. Under California Law, the garnishing creditor can get the lesser of: 20% of your disp… Read More

One of the first questions we ask during our free bankruptcy consultation is: “How much debt do you have, and what kind of debt is it?” While there’s no minimum amount of debt required, there is a threshold amount below which it doesn’t make… Read More

This is often the first question people ask during their bankruptcy consultation. But, it is really two questions. The first question is: “Can I exempt the equity in my vehicle using bankruptcy exemptions?” and The second question is: “What opt… Read More